Credit risk stories
The pilot is expected to speed up complex home-loan decisions while keeping final approval with ING staff and maintaining explainable oversight.
Europe's founder-led businesses could gain fresh access to debt as the Stockholm-based private credit firm lifts loans to EUR €25 million.
Borrowers in India can now get instant loan decisions around the clock, as manual checks have been removed from TrustPaisa's approval process.
Finance teams can query verified credit and ownership data in ChatGPT, as Dun & Bradstreet pushes its commercial graph into AI workflows.
The bank says underwriters can now complete work in minutes rather than 15 hours, as it rolls out agentic AI across home lending.
Banks can now pinpoint damaged collateral faster as ICEYE adds satellite data to help quantify climate-driven loan losses and stress tests.
Survey data suggest trust, not demand, is the main hurdle as Bitcoin-backed consumer lending expands from a USD $3 billion base.
Spreadsheet-based lending had become a bottleneck for Lunr as volumes rose, but new software cut errors to near zero and trimmed manual work.
Severe financial stress is changing household payment hierarchies, with mortgages now as likely as credit cards to fall behind first in some cases.
More than 16 million UK adults barred from mainstream borrowing could gain access through Monzo's Flex Build card under a £7 million guarantee.
Cost-of-living pressure is pushing New Zealand households to protect power and water bills first, while telco debts are among the first to slip.
Consumers and small firms are mixing cards, debit and Buy Now, Pay Later as lenders struggle to keep pace with changing borrowing habits.
Higher buy now, pay later income lifted Afterpay NZ's annual profit to NZD $3.5 million, despite a sharp rise in credit losses.
UK cardholders are missing more payments as fuel costs and softer spending put fresh pressure on household budgets.
London will remain the main hiring hub, with fintech vacancies forecast to rise 14% in 2026 as firms prioritise compliance and infrastructure.
CLS's payment-versus-payment model could cut counterparty exposure and funding strain as major banks handle record FX swap volumes.
The deal gives National Bank of Canada new fraud tools as lenders race to curb losses without adding friction for customers.
Shoppers can now spread the cost of gift cards in Zip's app, as buy now, pay later usage keeps widening across the US.
Rising margins pressure and a Middle East supply shock are testing lenders, even as provisions and capital buffers are lifted.
Cash-flow strain is deepening as overdue invoices and tax debts rise, with smaller firms hardest hit by higher rates and costs.
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